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This web site is for informational purposes only. It is not intended to, nor does it, provide legal advice, nor is it intended to be a substitute for legal advice. We cannot make any promises or guarantees about the completeness or adequacy of the information contained on this website or about the results that you may achieve when you use our services. The debt settlement process has risks, and should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so. Care First Financial works with Capital Support Services. THIS IS AN ADVERTISEMENT FOR OUR DEBT SETTLEMENT PROGRAM.